Employees across Canada are increasingly concerned about unexpected health costs and changes in their employment, while employers are focused on retaining top talent and managing budgets responsibly.
Benefluent Advisory designs supplementary benefits that bridge the gaps in traditional programs to better meet the needs of evolving organizations. The goal with any of the Supplementary Benefits we offer is to add meaningful value beyond core coverage, while differentiating your organizations total compensation strategy.
Our solutions include offerings such as Employee Assistance Programs (EAP), coverage for Employees who are losing coverage, as well as Preferred Pharmacy Networks, among others. By enhancing your program with thoughtful supplemental benefits, you can foster a workplace culture where people feel secure, valued, and motivated to stay.
Employee Assistance Programs (EAPs) provide confidential support for issues such as stress, family challenges, substance use, or financial pressure, often including short‑term counselling, referrals, and crisis support. Many employers also pair EAPs with broader mental health benefits that cover therapy, treatment, and recovery services to give employees more comprehensive access to care.
These programs can improve wellbeing, reduce absenteeism, and support better focus and performance at work by helping employees address problems earlier and feel supported by their employer. When people know they have access to meaningful mental health resources, they are more engaged, resilient, and productive.
Virtual healthcare connects employees with doctors, counsellors, and care teams online, making it easier to access support without leaving home or work. Flexible scheduling, secure video visits, and digital care plans help employees get timely guidance, prescriptions, and follow‑up, all from their phone or computer.
These services extend the reach of your supplementary benefits by offering real‑time access to medical and mental health professionals, often at a lower cost than in‑person visits. By reducing travel time, wait times, and out‑of‑pocket expenses, integrated virtual care adds convenience for employees and supports a more efficient, cost‑effective benefits strategy for employers.
Private counselling and support services provide employees with a confidential way to talk through stress, conflict, or personal challenges, often delivered through an Employee Assistance Program (EAP). By making it easy to access early help, these programs can address issues before they escalate into burnout, extended absences, or performance concerns.
This kind of support helps people stay focused, build resilience, and feel genuinely supported by their employer, which contributes to a healthier workplace culture and stronger overall wellbeing across the team.
Benefluent Advisory collaborates with employers to design mental health programs that encourage open conversations, stress management, and peer support as part of everyday workplace life. These initiatives can include manager and employee training, wellness workshops, and access to coaching and resources that make it easier to recognize and respond to mental health challenges.
By reducing stigma and equipping teams with practical tools, workplace mental health initiatives help build a more supportive culture — one where employees feel heard, valued, and better able to manage stress over the long term.
Beyond mental health support, Benefluent Advisory designs supplementary coverage that reflects your company values and the needs of your people. Plans can be tailored by role, age, and lifestyle to ensure employees receive meaningful, relevant protection.
With options such as extended health coverage, Critical Illness Insurance, and flexible add-ons, your organization can strengthen its overall benefits offering and give employees greater confidence in their long-term wellbeing.
Insurance conversion solutions allow departing employees to continue important protection when their group benefits end, giving them continuity of coverage at a critical time. A time‑limited conversion window typically allows them to move from group to individual coverage without medical underwriting, which can be especially valuable if their health has changed.
When employees leave your organization and lose access to group benefits, they may want to continue coverage on an individual basis. During a defined conversion period, former employees can often convert Group Life, Critical Illness, and Health & Dental coverage to individual policies without providing proof of good health or completing medical underwriting, subject to insurer terms and timelines.
Benefluent Advisory’s preferred provider for conversion coverage is Green Shield Canada, offering dedicated resources to help former employees understand their options and make an informed decision. To explore available conversion plans and next steps, visit the Green Shield Canada conversion site to learn more:
As a client of Benefluent Advisory, your organization can access a trusted Preferred Pharmacy Network through leading providers, helping lower prescription drug costs and support a more sustainable benefits plan. These networks offer advantages such as reduced mark-ups and dispensing fees, convenient in‑store or online pharmacy options, and additional wellness services that make it easier for employees to manage their medications and care.
Preferred Pharmacy Network access can also support smoother benefit continuation during employment changes, giving employees added stability when they need it most.
Our preferred pharmacy network offers employees practical support and cost savings, including medication reviews and assistance to help manage prescriptions effectively. Plan members can also benefit from exclusive discounts through reduced dispensing fees and lower mark‑ups, along with extra savings on high‑cost medications.
Integrating these services into your benefits package helps improve the overall care experience and enhances the value of your program for both employees and your organization.
BenefitHub gives your team access to exclusive discounts on everyday spending — from shopping and entertainment to vacations and experiences — helping their paycheque go further. Benefluent Advisory can help you launch a custom‑branded BenefitHub portal for your company at no extra cost, enhancing employee satisfaction and increasing the overall value of your benefits package.
Through partnerships with leading HR and benefits platforms, Benefluent Advisory makes it easier to administer your plans day to day. Self-service portals allow employees to review their coverage, update information, and make certain changes anytime, reducing routine HR inquiries and empowering your team to manage their own benefits.
Automation helps minimize manual data entry, cut down on mistakes, and save valuable administrative time. When employees leave, they may also have the option to convert eligible group coverage to individual policies on a guaranteed basis, often without medical checks, helping them maintain protection during a transition.
Supporting your team through serious health events does not have to be complicated. Benefluent Advisory works with employers across Canada to implement group critical illness insurance and other supplementary benefits as part of a solid, dependable coverage strategy.
Beyond critical illness coverage, we design modern employee benefits and group retirement savings programs that contribute to a thriving workplace culture. Your supplementary benefits package can include:
There is no better time to retain great people and strengthen productivity with a more complete benefits offering. Connect with Benefluent Advisory at 1 (888) 984‑6070, email hello@benefluent.ca, or click here to get in touch online to explore the right supplementary benefits mix for your organization.
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